Buy Building Material with Credit Card & EMI in Bangladesh Leave a comment
What if you could buy building material with credit card & EMI in Bangladesh, spread out the payment, and keep project momentum going without cash-flow stress?
At Jamuna Home & Industrial Supply ( jamuna.com.bd), we’re now offering smarter payment solutions so you can focus on building, not borrowing indefinitely.
EMI Plan Overview at Jamuna Home & Industrial Supply
| Bank / Tenure | 3 Months | 6 Months | 9 Months | 12 Months | 18 Months | 24 Months | 36 Months |
|---|---|---|---|---|---|---|---|
| Standard Chartered | 3.10% | 5.50% | 8.00% | 10.25% | 14.00% | 18.00% | 24.00% |
| City Bank | 3.15% | 4.80% | 6.00% | 7.50% | 11.50% | 14.50% | 18.00% |
| Eastern Bank | 3.10% | 4.50% | 6.00% | 7.50% | 12.00% | 16.00% | 22.00% |
| BRAC Bank | 3.00% | 5.00% | 7.00% | 8.50% | 11.50% | 15.30% | 19.50% |
| Dutch-Bangla | 3.00% | 4.00% | 5.50% | 7.50% | 11.00% | 13.00% | 15.00% |
| Mutual Trust | 3.00% | 4.50% | 6.00% | 7.50% | 12.00% | 16.00% | 20.00% |
| Bank Asia | 3.00% | 4.00% | 6.50% | 8.50% | – | – | – |
The Jamuna Home & Industrial Supply Promise
The Jamuna Home & Industrial Supply Promise: Quality You Can Trust, Nationwide
Before we dive into the nitty-gritty of EMI plans, let us introduce ourselves properly. Jamuna Home & Industrial Supply or jamuna.com.bd, isn’t just another online store. We’re your direct link to the best brands in the business.
Here’s how we make sure you get the best:
- Direct from Reputed Manufacturers: We don’t source from random middlemen. We have solid contracts and relationships only with the most reputable brands and manufacturers in the country. This means when you order from us, you’re getting genuine, top-tier materials straight from the source.
- The Jamuna Quality Check: This is where we’re a bit different. After you place your order and your payment is confirmed, we don’t just pack a box. We place the order with the manufacturer to get your specific shipment ready. Then, one of our quality executive goes down to the depot or the loading point to personally inspect the entire truckload. They check for both quality (is this the grade we promised?) and quantity (are you getting every last brick you paid for?). Only after it passes our inspection does it get your name on it for delivery.
- We Deliver Everywhere: And when we say everywhere, we mean it. We deliver building materials to all 64 districts of Bangladesh, including the hill tracts. No place is too remote for your dream. You’ll see the exact shipping cost for your district calculated transparently on our order pages before you even pay—no nasty surprises.
A little about our story: Jamuna.com.bd is a part of Bizarre Corporate Inc., registered initially in 2018 as a general supplier with the Narayanganj City Corporation. From those roots, we’ve grown into a full-fledged limited company. Our corporate HQ is now in Gulshan Niketon, and our main building material depot and operational office is strategically located in Siddhirganj, Narayanganj, right at the heart of the industrial action.
🧱 The Short & Sweet Plan (3–6 Months)
Perfect if you want to buy construction materials or building materials in Bangladesh and clear the payment fast — with the least total interest.
Short EMI plans are ideal when you’re purchasing essentials like bricks, cement, rods, or sand from jamuna.com.bd under Building Materials Installment or Easy Monthly Installment Bangladesh options.
| 🏦 Bank | 3 Months | 6 Months |
|---|---|---|
| Standard Chartered | 3.10% | 5.50% |
| City Bank | 3.15% | 4.80% |
| Eastern Bank | 3.10% | 4.50% |
| BRAC Bank EMI | 3.00% | 5.00% |
| Dutch-Bangla EMI | 3.00% | 4.00% |
| Mutual Trust Bank | 3.00% | 4.50% |
| Bank Asia | 3.00% | 4.00% |
The Verdict:
If you’re looking to buy construction materials with a credit card in Bangladesh, these short-term plans are unbeatable. For a 3-month EMI, multiple banks offer just 3.00%. For 6 months, Dutch-Bangla Bank and Bank Asia shine with the lowest 4.00% rate.
Your monthly EMI for BDT 1,64,000 (for example, bulk bricks or cement) would be around BDT 54,667 — a great deal for short-term Construction Materials Loan payments.
🧱 The Balanced Budget Plan (9–12 Months)
This is the “sweet spot” — perfect for managing home building EMI or industrial supply payments while keeping interest moderate.
Whether you’re buying bricks, steel, or full building material packages from Jamuna Home & Industrial Supply, this plan works best.
| 🏦 Bank | 9 Months | 12 Months |
|---|---|---|
| Standard Chartered | 8.00% | 10.25% |
| City Bank | 6.00% | 7.50% |
| Eastern Bank | 6.00% | 7.50% |
| BRAC Bank EMI | 7.00% | 8.50% |
| Dutch-Bangla Bank EMI | 5.50% | 7.50% |
| Mutual Trust Bank | 6.00% | 7.50% |
| Bank Asia | 6.50% | 8.50% |
The Verdict:
For 9 months, Dutch-Bangla Bank is the clear winner with a super low 5.50% rate. For 12 months, City Bank, Eastern Bank, and Mutual Trust Bank all stand strong at 7.50%.
If you’re managing multiple construction material purchases or planning a home renovation, this range gives the right balance between flexibility and affordability.
Your EMI will average BDT 28,253, keeping your monthly budget stress-free.
🧱 The Long-Term, Low-EMI Plan (18–36 Months)
When you’re building something big — a new home, an apartment project, or industrial construction — this is your financial breathing room. These plans make buying building materials in Bangladesh much more accessible through long-term credit card EMI offers and construction material loans.
| 🏦 Bank | 18 Months | 24 Months | 36 Months |
|---|---|---|---|
| Standard Chartered | 14.00% | 18.00% | 24.00% |
| City Bank | 11.50% | 14.50% | 18.00% |
| Eastern Bank | 12.00% | 16.00% | 22.00% |
| BRAC Bank | 11.50% | 15.30% | 19.50% |
| Dutch-Bangla Bank | 11.00% | 13.00% | 15.00% |
| Mutual Trust Bank | 12.00% | 16.00% | 20.00% |
| Bank Asia | – | – | – |
The Verdict:
For long projects and industrial supplies, look at Dutch-Bangla Bank EMI first. Their 36-month plan at just 15.00% is exceptional.
It reduces your monthly payment to around BDT 10,075, helping you manage everything — from cement to stone to steel rods — under an affordable Building Materials Installment plan.
🏗️ FAQ: How to Choose the Best EMI Plan for Your Construction Materials in Bangladesh
Q1: What’s the best EMI plan for buying construction materials or building materials in Bangladesh?
👉 If you want the fastest payment with the lowest total interest, go for a 3-month EMI plan from banks like BRAC Bank, Dutch-Bangla Bank, Mutual Trust, or Bank Asia. Their average rate is around 3.00%, which helps you save the most on total cost. Perfect when purchasing from jamuna.com.bd for quick project starts.
Q2: What’s the most balanced EMI option for building materials like bricks, cement, or sand?
👉 For a mix of comfort and cost control, choose 6 to 12-month plans.
- 6 Months: Dutch-Bangla Bank offers a very low 4.00% interest rate.
- 12 Months: City Bank, Eastern Bank, Dutch-Bangla, and Mutual Trust give stable 7.50% plans.
These are ideal for buyers of construction materials in Bangladesh looking to spread payments but avoid high total interest.
Q3: Which EMI plan gives the lowest monthly payment for bulk construction material orders?
👉 If you’re ordering bricks, cement, or steel rods from jamuna.com.bd and want to keep monthly costs light, go for longer-tenure EMI:
- 24 Months: Dutch-Bangla Bank — only 13.00%.
- 36 Months: Again, Dutch-Bangla Bank wins with 15.00%, giving maximum budget flexibility for big-scale projects.
Q4: Can I use EMI for online building-material purchases in Bangladesh?
👉 Yes, when you buy from jamuna.com.bd, you can pay with your credit card and activate EMI directly—ideal for online building material in Bangladesh, from sand and stone to cement and rods.
Q5: Is there any hidden charge for EMI purchases of construction supplies?
👉 Most banks in Bangladesh show clear breakdowns of interest, but check for processing fees or early settlement costs. Jamuna Home & Industrial Supply (jamuna.com.bd) always ensures transparent billing and partner-bank EMI support.
